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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

PayPal are so helpful in sorting problems with suppl...

5
PayPal are so helpful in sorting problems with suppliers when purchasing goods through PayPal I have an excellence format for dealing with problems Reviewed on: 16th April 2026

Paypal is my preferred way to pay simple to use and...

5
Paypal is my preferred way to pay simple to use and very secure Reviewed on: 16th April 2026

Act like a credit card.

5
Act like a credit card. Decent credit limit Reviewed on: 16th April 2026

Their customer service is the best, hands down and t...

5
Their customer service is the best, hands down and they always seem to understand what people want in a credit service. Reviewed on: 16th April 2026

don leave a hole in your family income

5
Paypal credit is an awesome way for families to get the things they need and spread the costs into easy manageable payments that dont leave a whole in the family monthly budget . With different plans to spread the costs at 0% interest to make it fit you financial situation comfortably . Reviewed on: 16th April 2026

PayPal is indeed a payment buddy.

5
PayPal is indeed a payment buddy. With it i have been able to stresslessly effect payment for transactions without cash. Reviewed on: 16th April 2026

essentially a wonderful service...

5
PayPal is convenient essentially a wonderful service to use for my financial needs Reviewed on: 16th April 2026

PayPal is simple and easy

5
PayPal is simple and easy to use, i personal had no problems with it as yet. But I know someone who did and they were quick and efficient in sorting it. Reviewed on: 16th April 2026

Always use PP when possible.

5
Never had an issue. When there's a problem, always sort thing out and simp e to navigate. Reviewed on: 16th April 2026

Really easy to use simple and easy no hassle and sup...

5
Really easy to use simple and easy no hassle and support is always there to help Reviewed on: 16th April 2026

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