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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

Great service and always available to resolve any is...

5
Great service and always available to resolve any issues Reviewed on: 16th April 2026

Really satisfied with the paypal application,protect...

5
Really satisfied with the paypal application,protect me,quick and easy to sort it my payments. Reviewed on: 16th April 2026

Very handy having PayPal to pay for things and send...

5
Very handy having PayPal to pay for things and send money internationally Reviewed on: 16th April 2026

Good way to help you with purchases

5
Good way to help you with purchases Reviewed on: 16th April 2026

Easy to use , great credit benefits

5
Easy to use , great credit benefits Reviewed on: 16th April 2026

Instantly approved credit card, reliable limit, low...

5
Instantly approved credit card, reliable limit, low risk and good customer service. Reviewed on: 16th April 2026

Have had a few items that have been lost and even a...

5
Have had a few items that have been lost and even a con, but PayPal have always been very helpful and proactive in helping me, they have been very easy to deal with Reviewed on: 16th April 2026

Everything goes smooth when using PayPal

5
Everything goes smooth when using PayPal Reviewed on: 16th April 2026

The app is really good , it has straight forward ins...

5
The app is really good , it has straight forward instructions and it's fast working Reviewed on: 16th April 2026

Love the service.

5
Love the service. Particularly the pay in 4 months free credit. Great and secure supplementary service. Enabling budgeting and purchasing of pricier items online Reviewed on: 16th April 2026

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