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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

I have never had any issues with PayPal and I would...

I have never had any issues with PayPal and I would recommend it to anyone, what a great service Reviewed on: 16th April 2026

I feel safe using PayPal as it helps avoid fraudulen...

I feel safe using PayPal as it helps avoid fraudulent payments, also get your money back if any fraudulent transaction occurs Reviewed on: 16th April 2026

Simple to use, safe and amazing interest free options

Simple to use, safe and amazing interest free options Reviewed on: 16th April 2026

Easy to set up, convenient and reliable.

Easy to set up, convenient and reliable. Reviewed on: 16th April 2026

Brilliant Customer service.

Brilliant Customer service. Answer my queries with no problem. In fact nothing us too much. Reviewed on: 16th April 2026

Excellent

Excellent for paying for things with the added assurance of protection Reviewed on: 16th April 2026

Bought a Macbok Pro on 2 year £79 per month.

Bought a Macbok Pro on 2 year £79 per month. Then bought a watch for £147 on interest free for 4 months. Every month I thought my direct debit of £50 (on top of the £79 per month) payment was getting taken off the £147, it wasn't, then all of a sudden my 4 months are running out and I had to pay the £147 in full before getting charged interest. Now this may be clear somewhere on the site, but it obviously wasn't to me, I thought I had it all worked out, easy, I didn't. Reviewed on: 16th April 2026

Straight forward and supportive when a purchase goes...

Straight forward and supportive when a purchase goes wrong Reviewed on: 16th April 2026

PayPal is the way to go

I have been using PayPal for as long as I can remember, I refuse to pay online if a retailer doesn't have PayPal as I trust them to keep my credentials safe. Reviewed on: 16th April 2026

Good service found old app confusing

Good service found old app confusing Reviewed on: 16th April 2026

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