Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

transactions quick smooth and painless..

Never had a problem with any transaction quick smooth and painless Reviewed on: 16th April 2026

My experience with paypal has been great

My experience with paypal has been great Reviewed on: 16th April 2026

Really easy to use 10/10.

Really easy to use 10/10. Happy with the app Reviewed on: 16th April 2026

Joined paypal quite a while ago because it offered s...

Joined paypal quite a while ago because it offered security on your payments...that and more still apply. Always my go to when shopping online Reviewed on: 16th April 2026

Never had any problems with PayPal when raising dis...

Never had any problems with PayPal when raising disputes. Reviewed on: 16th April 2026

Super easy, very helpful.

Super easy, very helpful. No issues. Reviewed on: 16th April 2026

Cost of living hitting the roof!!!!

Ease of app, great for smart budgeting in this present climate, cost of living is hitting the roof , we work to live and get knackered with barely any sleep, we should be working to live !!! Reviewed on: 16th April 2026

Amazing experience.

Amazing experience. Customer friendly and convenient. I can’t recommend Paypal enough Reviewed on: 16th April 2026

Happy to use this trusted service, .

Happy to use this trusted service, something I’ve used since PayPal became affiliated with eBay Reviewed on: 16th April 2026

good service,easy to apply .

good service,easy to apply .plenty of sites are offering PayPal credit payments Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub