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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

I've never had a bad experience with PayPal

I've never had a bad experience with PayPal & I think the payment plans & terms are great. Also great way to move money & donate to things etc Reviewed on: 16th April 2026

Very good experience Easy and efficient

Very good experience Easy and efficient Reviewed on: 16th April 2026

Pretty decent.

Pretty decent. Handy quick pay. They do make you write long reviews for a chance of winning cash though :9 Reviewed on: 16th April 2026

Always use PayPal as I love the extra protection whe...

Always use PayPal as I love the extra protection when buying Reviewed on: 16th April 2026

PayPal comp

I use PayPal for almost all of my day to day items, and for higher one off payments. I'm disabled and find PayPal so easy to navigate. It always me to keep my personal payments separate to my bank account Reviewed on: 16th April 2026

Reliable and convenient

PayPal is a reliable and convenient payment platform that makes sending and receiving money quick and easy. It’s widely accepted, offers good buyer protection, and the interface is simple to use. Overall, a great option for secure online transactions. Reviewed on: 16th April 2026

Paypal give me confidence when buying online

Paypal give me confidence when buying online. I Know i'll have a level of protection, various ways to pay and a great team ready to quickly resolve any issues I encounter. They have not let me down once in the years I have been using them. Reviewed on: 16th April 2026

PayPal Credit

Help to spread payments interest free, so you can manage your finances. Choose 3, 4, or 12 months depending on the value of your purchase. As long as you don't over stretch yourself, its a great way to get what you need now Reviewed on: 16th April 2026

Once I got the problem about transferring money and...

Once I got the problem about transferring money and I decided to call to call center. He was helpful and sorted things out very quickly. Reviewed on: 16th April 2026

Good for spreading the costs by giving you 0pc inter...

Good for spreading the costs by giving you 0pc interest for 4 months Reviewed on: 16th April 2026

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