Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142912 reviews)

View other PayPal products

4.73

Based on 142,912 reviews, last reviewed 19th Jun 2026

4233700% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good experience, paypal just works Really good experience, paypal just works Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142912)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good customer service, very helpful when o I had an...

Good customer service, very helpful when o I had an issue to solve with a purchase , only use PayPal now . Reviewed on: 9th June 2026

Positive paypal..

Always positive kept well informed excellent customer service very easy to use excellent service Reviewed on: 9th June 2026

Very easy to use straight forward to view your credi...

Very easy to use straight forward to view your credit details Reviewed on: 9th June 2026

Excellent service, money is always fast amd reliable

Excellent service, money is always fast amd reliable Reviewed on: 9th June 2026

Easy and quick with 0% APR offer

Very easy to use, pay in three or four months 0% finance available. Taken by almost all websites! Reviewed on: 9th June 2026

Easy to set up, clear app and website and a decent b...

Easy to set up, clear app and website and a decent breakdown on what you’ve paid or owing. Reviewed on: 9th June 2026

Been happy with all my purchases and transactions ov...

Been happy with all my purchases and transactions over the time I’ve had PayPal Reviewed on: 9th June 2026

there are various options to help pay for things ,..

there are various options to help pay for things ,credit account. pay outright. pay in three installments , and i have recently added a current /debit account Reviewed on: 9th June 2026

Pay Pal..The Only Way to Shop

Very convenient, plenty of payment options and good reward schemes. Reviewed on: 9th June 2026

Paypal has been a pleasure to work with.

Paypal has been a pleasure to work with. Discussions have been made some much quicker than over draft facilities or similar with banks. The ease of use and ability to send money straight away makes it so easy to use. Reviewed on: 9th June 2026

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub