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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135755 reviews)

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4.73

Based on 135,755 reviews, last reviewed 11th Jun 2026

3907700% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every time I've had a dispute, customer service has... Every time I've had a dispute, customer service has been quick and easy to contact Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135755)

My favourite credit account!

I’ve used PayPal for over 10 years and they are reliable and fair with their credit increases. I also like the fact you can use PayPal credit for a variety of purchase and choices on how to repay. Reviewed on: 8th June 2026

Always had a great experience and so easy to use...

Always had a great experience and so easy to use paypal Reviewed on: 8th June 2026

Easy to use

Easy to use and higher acceptance rate than klarna for credit. 0% interest for 4 months over £100 is very helpful. Reviewed on: 8th June 2026

Very easy to use and provide better credit facility

Very easy to use and provide better credit facility Reviewed on: 8th June 2026

I feel like PayPal really care about it's customers.

I feel like PayPal really care about it's customers. We are not taken for granted. Using the customer service function is a doddle and they are supportive and on your side. I would use PayPal for everything if I could! Reviewed on: 8th June 2026

Very good rates and service.

Very good rates and service. The app and specific credit section is easy to use and understand. Reviewed on: 8th June 2026

I find it an easy quick way to pay

I find it an easy quick way to pay Reviewed on: 8th June 2026

Can’t fault it

Can’t fault it, I’ve used PayPal for years and now with PayPal credit I find it even more convenient Reviewed on: 8th June 2026

Long term customer, very few problems.

I have been a long term customer and have had very few problems, none of which have been major. Any problems on purchases have been quickly sorted out by paypal services and have resulted in getting my account credited. Reviewed on: 8th June 2026

PayPal gives me protection & helps to spread costs

I love that my money feels protected when I use PayPal and the ability to spread larger payments over 3 months interest free is brilliant. Reviewed on: 8th June 2026

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