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PayPal: PayPal Credit reviews

4.73
Based on 135,654 reviews, last reviewed 11th Jun 2026
3903050% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You know how much credt you have already been autho... You know how much credit you have already been authorised Reviewed on: 11th June 2026
Moira B's avatar
Moira B

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135654)

Great customer care

5
I’ve always been pleased with Paypals customer support and professional help Reviewed on: 8th June 2026

Easy to use and set up

5
Easy to use and set up excellent access to your account, keeping track of your credit and paying off early when you want to. Reviewed on: 8th June 2026

I haven't received free cancellation and had to pay...

5
I haven't received free cancellation and had to pay intrest without notification Reviewed on: 8th June 2026

Im used PayPal credit always hassle free

5
Im used PayPal credit always hassle free Reviewed on: 8th June 2026

PayPal is my go to method of payment

5
Service helps me out when I need money instantly. Excellent interest rates. Flexible payment plans. PayPal is my go to, I have the virtual card and the app. Reviewed on: 8th June 2026

Safe payment

4
Safe and secure payment method. I use PayPal to make payment Reviewed on: 8th June 2026

A great experience and easy to use.

5
A great experience and easy to use. Reviewed on: 8th June 2026

Never a problem with customer service

5
Never a problem with customer service Reviewed on: 8th June 2026

With everything going on in the world, people are in...

5
With everything going on in the world, people are in need of helping hand as PayPal credit, where you can helped your self and have 4 months to pay the money you used on your card over £100. I use it for flights, everyday spending. really thank you Reviewed on: 8th June 2026

Great way to spread cost, pay in 3 means I can sprea...

5
Great way to spread cost, pay in 3 means I can spread the cost over a few paychecks Reviewed on: 8th June 2026

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