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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,541 reviews, last reviewed 11th Jun 2026
3897950% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, hard to use for customer service though... Easy to use, hard to use for customer service though Reviewed on: 11th June 2026
Victoria W's avatar
Victoria W

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135541)

I am very pleased with the cooperation with Pay Pal...

5
I am very pleased with the cooperation with Pay Pal Reviewed on: 8th June 2026
Marcin R's avatar
Marcin R

It’s has been an excellent experience so far.

5
It’s has been an excellent experience so far. Reviewed on: 8th June 2026
Amrik's avatar
Amrik

Reliable, secure, trust worthy and convenient.

4
Reliable, secure, trust worthy and convenient. Many online retailers facilitate PayPal credit which is very helpful. The pay in 3 is a really useful payment option and the 0% for 3 months on PP credit has been a great financial tool when I've wanted to either spread costs or delay full payment. Reviewed on: 8th June 2026
Natty F's avatar
Natty F

Easy simple and great for spreading payment for all...

5
Easy simple and great for spreading payment for all sorts of purchases. Reviewed on: 8th June 2026
Simon J's avatar
Simon J

Use it regularly and works well!

5
Use it regularly and works well! I have used it to pay for goods and services and recently dipped into 3 month credit Reviewed on: 8th June 2026
Emma M's avatar
Emma M

Good experience

5
Best checkout everything went smoothly Reviewed on: 8th June 2026
Esterina's avatar
Esterina

PayPal is so easy to use, I have used it many times...

5
PayPal is so easy to use, I have used it many times and cannot reccomend it highly enough. Reviewed on: 8th June 2026
Kevin Mallam's avatar
Kevin Mallam

Credit made easy

5
A very easy way to spread the cost of larger purchases Reviewed on: 8th June 2026
Ashley Day's avatar
Ashley Day

My only complaint.

4
My only complaint. Wish the information was updated quicker. Reviewed on: 8th June 2026
Ceris S's avatar
Ceris S

Great service

4
I use PayPal a lot and I have always had a good experience Reviewed on: 8th June 2026
Cathy Wilko's avatar
Cathy Wilko

Review PayPal: PayPal Credit now

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