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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,363 reviews, last reviewed 11th Jun 2026
3889900% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I regularly use the Four Months Interest Free option... I regularly use the Four Months Interest Free option in PayPal Credit. It allows me to purchase items that I don’t have the willpower to save-up for. ... Read more Reviewed on: 11th June 2026
Earle Godwin's avatar
Earle Godwin

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135363)

Good service.

4
Good service. Great value for money Reviewed on: 8th June 2026
SaMurs's avatar
SaMurs

It’s been good to pay off certain items overtime

5
It’s been good to pay off certain items overtime Reviewed on: 8th June 2026
Amelia's avatar
Amelia

Easy, Simple & Safe

5
PayPal was always the easiest way to pay and something I felt absolutely secure using but since the introduction of PayPal credit it has just launched itself into one of the best short finance platforms I’ve ever experienced. Reviewed on: 8th June 2026
BigBoycie's avatar
BigBoycie

Good and trusted to

5
Good and trusted brand. I always look for the PayPal logo when shopping Reviewed on: 8th June 2026
Mumin C's avatar
Mumin C

safe online shopping and good credit line

5
safe online shopping and good credit line Reviewed on: 8th June 2026
Krzysztof J's avatar
Krzysztof J

Realiable.

5
Able to buy and pay overtime for things I could not afford to pay in full. Whenever I had paid for the goods / services where merchant was at fault PayPal steped in and sorted everything. Reviewed on: 8th June 2026
Andriy P's avatar
Andriy P

Certainly had good experience and trusted the services

5
Certainly had good experience and trusted the services Reviewed on: 8th June 2026
Silvia D's avatar
Silvia D

Easily accessible.

5
Never been let down , products always easy to understand. Reviewed on: 8th June 2026
Sarah p's avatar
Sarah p

I love the idea that you can split payment.

5
I love the idea that you can split payment. Makes it easier and nit heavy for monthly repayment Reviewed on: 8th June 2026
Mae Hudson's avatar
Mae Hudson

Is very good experience i happy to have pay pal lots...

5
Is very good experience i happy to have pay pal lots help me Reviewed on: 8th June 2026
Monika G's avatar
Monika G

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