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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135541 reviews)

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4.73

Based on 135,541 reviews, last reviewed 11th Jun 2026

3897950% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use, hard to use for customer service though... Easy to use, hard to use for customer service though Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135541)

Convinient and handy

Very convinient way of payment when short of cash till next month or 4. Using it very often for shopping online. Reviewed on: 13th June 2022

Best Online Service

Often a fantastic why to spread the cost my shopping addiction. Reviewed on: 13th June 2022

Quick and easy

Like the easy application for the credit and how it works. Reviewed on: 13th June 2022

Super helpful and fair

I have used PayPal credit now multiple times over the last year and a half. Having the ability to pay back in 4 months with 0% internet has allowed me to save money and products I wouldn’t normally be able to afford outright. It’s very fair and the app makes it easy to make payments towards paying off the debt. Reviewed on: 13th June 2022

Great for those big purchases you need now!

PayPal is great and helps me with those bigger purchases I need. They offer a variety of payment options that are clear and easy to understand. Reviewed on: 13th June 2022

Great service

Clear product, great customer service Reviewed on: 13th June 2022

Hassle free, seamless experience

I jumped on with PayPal credit early on and it’s been brilliant. When I applied m, it took less then a day for them to accept me and for my account to be ready. Since then I make the majority of my online purchases with PayPal credit as I find their already in place interface easy to use. Reviewed on: 13th June 2022

Good alternative to card

Well paypal credit is good alternative compare to credit card as interest rate is low and also you get plenty option to choose from. Reviewed on: 13th June 2022

Excellent service and great support.

My experience was excellent just simply because of an outstanding customer support and freedom of managing your payments and feeling confident throughout the process. Thank you! Reviewed on: 13th June 2022

Perfect for those online purchases

Works perfectly for me when I make purchases over £99 and can use the 0% offer. Makes it a bit easier during these times to spread payments and not worry about interest popping up Reviewed on: 13th June 2022

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