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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience!

5
Great experience! Highly recommend Reviewed on: 14th July 2026

I live PayPal.

5
I love PayPal. It feels very secure. Antytime I've had a problem its is easily resolved. The wesite is clear and easy to follow and find answers to questions. Reviewed on: 14th July 2026

Make are life easier to buy something when we have m...

5
Make are life easier to buy something when we have money also when we don’t have money Reviewed on: 14th July 2026

Handy to have

4
Handy to have in the background for those unexpected special things when you need any injection of extra cash Reviewed on: 14th July 2026

Pay Pal has Always been good to me in times of good...

5
Pay Pal has Always been good to me in times of good and bad, a brilliant credit company!! Well done!! Reviewed on: 14th July 2026

PayPal payment options are very convenient, they all...

5
PayPal payment options are very convenient, they allow me to manage my purchases better and schedule the payments at my convenience Reviewed on: 14th July 2026

PayPal is so easy to use and so many ways...

5
PayPal is so easy to use and so many ways to pay Reviewed on: 14th July 2026

PayPal forever

4
PayPal 0% for 4 months allows me to buy stuff even when I don't have enough money. Reviewed on: 14th July 2026

Using PayPal gives me added piece of mind.

5
Using PayPal gives me added piece of mind. If a company is taking money through PayPal it gives me confidence that my money is secure and I can claim it back if issues arise with the retailer. Reviewed on: 14th July 2026

Always fair and professional.

5
Always fair and professional. Knowing they're there for support in my buying. Reviewed on: 14th July 2026

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