Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

View other PayPal products

4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181152)

Best way to pay won't use any other method

Best way to pay won't use any other method Reviewed on: 16th April 2026

My experience with PayPal has been very positive.

My experience with PayPal has been very positive. I found it very easy to use from the start, with a simple and clear setup process. Sending and receiving payments is quick and straightforward, which makes managing transactions much less stressful. I also found PayPal especially helpful when dealing with other companies that accept it as a payment method. It adds an extra layer of convenience and security, making online purchases and payments feel more reliable. Overall, I would definitely recommend PayPal for anyone looking for a trusted and user-friendly way to handle online payments. Reviewed on: 16th April 2026

PayPal Credit

Always there when I need it as long as the vendor has PayPal as a payment option. Reviewed on: 16th April 2026

I have used PayPal for many years and now with added...

I have used PayPal for many years and now with added PayPal credit card and PayPal+ it has definitely helped me in so many ways. I send a lot of money through PayPal but I also receive so works both ways. Reviewed on: 16th April 2026

Good experience for the international purchase

Good experience for the international purchase Reviewed on: 16th April 2026

Overall all great nice way to spread your expenses

Overall all great nice way to spread your expenses Reviewed on: 16th April 2026

Electric Pocket wallet

That you can use it for every day as a wallet, easy payments for daily spendings money transfer and if need can be your credit card. A few years now and always happy Reviewed on: 16th April 2026

Great app

PayPal is great for paying for stuff because its secure. Reviewed on: 16th April 2026

It’s excellent experience

It’s excellent experience as a borrower and least stressful because of promotional offers. Reviewed on: 16th April 2026

I have had an amazing experience so far

I have had an amazing experience so far Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub