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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

All good!

5
All good! easy to use and no issues Reviewed on: 16th April 2026

Nice to be able to spread cost and pay securely.

5
Nice to be able to spread cost and pay securely.Makes buying items easy and affordable.Quick and efficent and acknowledged all around the world.Known by young and old and quick for payment wirhout hassle. Reviewed on: 16th April 2026

Great having PayPal

5
Great having PayPal easy to use and easy to understand Reviewed on: 16th April 2026

The pay n 3 is excellent as it cost no interest for...

5
The pay n 3 is excellent as it cost no interest for 3 months. Good for notifying you of upcoming payment's. Loads of suppliers use PayPal so very easy to purchase items. Reviewed on: 16th April 2026

Security with PayPal

5
With online shopping now being the norm, it can be very easy to get caught out by scams. I love the reliability with PayPal and the safety that using PayPal offers. So if there are ever any issues, I know PayPal is there to support me. When I see the PayPal logo I know it’s something I can trust and have faith in. Reviewed on: 16th April 2026

PayPal are really great easy to pay items with.

5
PayPal are really great easy to pay items with and lots of choices how to pay for your items, especially PayPal credits where you get four months to pay. And you feel safe paying with PayPal. Reviewed on: 16th April 2026

Excerlent

5
Always good communications and excell in delivering what i need Reviewed on: 16th April 2026

Useful in time of need

5
Very useful in time of need. Interest low and good to when you don't have enough money, pay in 3 time Reviewed on: 16th April 2026

always given choices how to pay which is nice

5
always given choices how to pay which is nice Reviewed on: 16th April 2026

I buy things thats exspensive, rather than buy full...

5
I buy things thats exspensive, rather than buy full payment for items in full, paypal has an excellent way for payments on flexible payments. Paypal dont pester people for there money. So i gave paypal 10 out of 10 Reviewed on: 16th April 2026

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