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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Love it been using for years, always will recommend

5
Love it been using for years, always will recommend Reviewed on: 16th April 2026

Straight forward and easy to use

5
Straight forward and easy to use Reviewed on: 16th April 2026

Great experience

5
It was easy without hassle. Give me opportunity to split the payment with no interest added. Reviewed on: 16th April 2026

Very happy

3
Very happy with PayPal. The service is always brilliant. Reviewed on: 16th April 2026

I always enjoy the flexibility that PayPal offers

5
I always enjoy the flexibility that PayPal offers Reviewed on: 16th April 2026

Intuitive

5
It is easy to use, I always have got a remainder so I know when I have to pay. The app is really user friendly, easy to follow how much money I have. Reviewed on: 16th April 2026

Paypal experience

5
I've been with paypal for approximately 20yrs, any issues always resolved with the utmost professionalism Reviewed on: 16th April 2026

Great buy, brilliant seller, will buy again.

5
Great buy, brilliant seller, will buy again. Thank you. Reviewed on: 16th April 2026

Amazing value

5
Always good to use when shopping online Reviewed on: 16th April 2026

Great experience overall.

5
Great experience overall. Easy to use, quick decisions, and helpful for spreading costs. Reviewed on: 16th April 2026

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