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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

So easy to use and different ways to pay

5
So easy to use and different ways to pay make handling all types of purchase really simple and manageable. Setting up direct debits and reminders for longer term borrowing makes sure you don’t lose track of payments too. Reviewed on: 16th April 2026

Very easy to use.

5
Very easy to use. Secure but not ridiculous when logging in. Reviewed on: 16th April 2026

A reliable company,...

5
They have always been a strong and reliable company, transparency and clarity are something they clearly practice in their work. The inclusion of direct debit cards and reward schemes makes it feel like a big community Reviewed on: 16th April 2026

Excellent app no issues at all have used for years...

5
Excellent app no issues at all have used for years Reviewed on: 16th April 2026

Just great!

5
No issues with transfers, payment or other Reviewed on: 16th April 2026

I have had very good experience with this platform a...

5
I have had very good experience with this platform and this account always resolves issues on time and successfully. Reviewed on: 16th April 2026

I love Paypal

5
I love using PayPal. It’s easy convenient, and straightforward to use. So many great options to help shopping experience amazing. I can manage my accounts and also my savings in this PayPal application. Reviewed on: 16th April 2026

Had no problem with them good service all round

5
Had no problem with them good service all round Reviewed on: 16th April 2026

One site does all

5
Easy to follow website can do everything you need buying from shops in full or pay in 3, can send to gcash basically everything in one site Reviewed on: 16th April 2026

Safe when purchasing items online

5
Paypal has come in very handy when making online purchases. I feel very safe paying via PayPal as online fraud is one of my biggest worries. Reviewed on: 16th April 2026

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