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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,151 reviews, last reviewed 19th Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Easy to use.

Easy to use. Good credit options. Reviewed on: 16th April 2026

I use PayPal credit all the time and is very easy wi...

I use PayPal credit all the time and is very easy with the app and now that I can also add the card to Apple Pay has made it so much easier. Reviewed on: 16th April 2026

You can spread the cost and enjoy interest free for...

You can spread the cost and enjoy interest free for the first four months, giving you extra freedom. You can make payments whenever you want to reduce your amount. Reviewed on: 16th April 2026

So easy to use, help at your finger tips

So easy to use, help at your finger tips Reviewed on: 16th April 2026

Love it!!

Have been using PayPal for over 20 years, it's great for shopping online and love that you can spread payments out. Reviewed on: 16th April 2026

A little frustrating when my bank debit card doesn’t...

A little frustrating when my bank debit card doesn’t always work when trying to add funds to my PayPal debit card. Reviewed on: 16th April 2026

Always great customer service money is always there...

Always great customer service money is always there and thousands of places accept paypal Reviewed on: 16th April 2026

Very good option for people, nice option for big pur...

Very good option for people, nice option for big purchase Reviewed on: 16th April 2026

OK so far no dramas easy to use and very straightfor...

OK so far no dramas easy to use and very straightforward Reviewed on: 16th April 2026

Cannot fault the service it is impeccable

Cannot fault the service it is impeccable Reviewed on: 16th April 2026

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