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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Cannot fault the service it is impeccable

Cannot fault the service it is impeccable Reviewed on: 16th April 2026

Very convenient to use.

Very convenient to use. Easy payments made and credit limit good Reviewed on: 16th April 2026

Never had an issue, used it for past 20 plus years.

Never had an issue, used it for past 20 plus years. Reviewed on: 16th April 2026

I can use it strait a way.

I can use it strait a way.No need to apply every time Reviewed on: 16th April 2026

Its very handy and helpful.

Its very handy and helpful. I want things to be easy Reviewed on: 16th April 2026

purchase of goods

I am satisfied with the service of the bill for my purchases. Thank you. Reviewed on: 16th April 2026

I can buy the things I need straight away even when...

I can buy the things I need straight away even when I don't have cash in hand using the PayPal credit and also have the advantage to pay back instalmentally. Reviewed on: 16th April 2026

Good payment options on larger purchases.

Good payment options on larger purchases. I haven't had much experience with customer services so I can't comment too much on that. Reviewed on: 16th April 2026

PayPal has always had my back, been there when finan...

PayPal has always had my back, been there when finances were tight and and always been available. Reviewed on: 16th April 2026

With PayPal I always have rest of mind with no...

With PayPal I always have rest of mind with no worries Reviewed on: 16th April 2026

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