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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I love the pay in 3.

I love the pay in 3. I do not understand the credit as get charged for items I would have paid off, had u not charged it to lesser bills. Reviewed on: 16th April 2026

Easy to use, very safe and secure.

Easy to use, very safe and secure. They have or family out in tight times and also to spoil ourselves. Reviewed on: 16th April 2026

Always there when you need something to fall back on.

Always there when you need something to fall back on. Struggling to fund an item at the end of the month. Found also PayPal very useful for keeping transactions safe when you are unsure if there may be flight cancellations or businesses that are not as well known. Records can assist when a refund is required. Reviewed on: 16th April 2026

Easy to use, Helpful credit option

I have been using PayPal Credit for some time and overall it is a convenient way to spread the cost of purchases. The application process was straightforward and payments are easy to manage through the app. Reviewed on: 16th April 2026

Sorted easy to use no hassle and got time to...

Sorted easy to use no hassle and got time to pay Reviewed on: 16th April 2026

Always there to give me help buying items I really l...

Always there to give me help buying items I really like the pay in three give me help to budget for my purchases Reviewed on: 16th April 2026

My PayPal experiences have always been positive.

My PayPal experiences have always been positive. And positive across all departments Reviewed on: 16th April 2026

I am using PayPal since 2008 and always the best wit...

I am using PayPal since 2008 and always the best with all my transactions and credit facilities, limits great from first time of applying and even no interest for 4 months at least, also works with almost of retailers Reviewed on: 16th April 2026

I used lot of years and if I had problem Pay Pal alw...

I used lot of years and if I had problem Pay Pal always helpful and resolved. Reviewed on: 16th April 2026

Paypal Just works, no hassle, no problems, just easy...

Paypal Just works, no hassle, no problems, just easy to use. If you want to mess about wasting your time using another supplier, then you need to have a talk with yourself. Paypal is safe and easy to use. Reviewed on: 16th April 2026

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