Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Never had an issue, easy to manage through the app,...

5
Never had an issue, easy to manage through the app, providing you keep on top of your spend. Reviewed on: 16th April 2026

I really enjoy PayPal .

5
I really enjoy PayPal . It's secure and gives u flexibility to pay . I love it Reviewed on: 16th April 2026

Very Good experience enjoy using it

5
Very Good experience enjoy using it Reviewed on: 16th April 2026

Excellent job I have good experience with PayPal

5
Excellent job I have good experience with PayPal Reviewed on: 16th April 2026

Pay easy

5
Everyone is so help full and the system is so easy to use and understand also it is easy to keep track Reviewed on: 16th April 2026

I had any issues with auto payment refusal/cancellat...

5
I had any issues with auto payment refusal/cancellation. I called the customer service and zit was resolved and I was told that the last fee wasn't my fault. I was refunded the £12 penalty fee I paid earlier. They are the best Reviewed on: 16th April 2026

Really quick super good to tell you about offers

5
Really quick super good to tell you about offers Reviewed on: 16th April 2026

Fast and easy to use.

5
Fast and easy to use. A secure payment method Reviewed on: 16th April 2026

Easy to use and easy to pay for many different items...

5
Easy to use and easy to pay for many different items in many different stores Reviewed on: 16th April 2026

Great experience

5
Have been using them for years never any issues Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products