Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

helpful always professional

helpful always professional have been with PayPal for many years havennot had a problem that they didn't resolve Reviewed on: 16th April 2026

Always ready to go , a lot of places also take payme...

Always ready to go , a lot of places also take payment and it’s the best to use online Reviewed on: 16th April 2026

Excellent service

Always on top of your case the offer value for money Reviewed on: 16th April 2026

Best service ever , never disappointed

Best service ever , never disappointed Reviewed on: 16th April 2026

All good but would like to have limit raised but don...

All good but would like to have limit raised but don’t know who to contact Reviewed on: 16th April 2026

Since I have dealing with PayPal I have been having...

Since I have dealing with PayPal I have been having very wonderful experience. Reviewed on: 16th April 2026

I'm happy with all PayPal does for me makes lfe safe...

I'm happy with all PayPal does for me makes lfe safer nd easier to deal with . Reviewed on: 16th April 2026

PayPal is 1st class

I have never had any problems with PayPal with purchases, pay in 3 or PayPal credit. Fantastic service all round. Reviewed on: 16th April 2026

Always had a good experience and any queries I’ve b...

Always had a good experience and any queries I’ve been satisfied with the outcome Reviewed on: 16th April 2026

Fantastic service provided.

Fantastic service provided. I had my credit instantly Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub