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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Solid and reliable

I have been using paypal for many years now as a reliable way to pay and get paid, with the reassurance that there is backup when things go wrong. On the one or two occasions where I needed support customer service was quick and effective, Reviewed on: 16th April 2026

Easy to use online purchase.

Easy to use online purchase. You can use most of websites. Also good security check. Reviewed on: 16th April 2026

Excellent customer service

They are very good at explaining every detail. So easy to use. Reviewed on: 16th April 2026

use PayPal for secure ness

I always use PayPal for secure ness when paying for shopping Reviewed on: 16th April 2026

PayPal credit review

Clear and easy to use the app and website and good and notifying you Reviewed on: 16th April 2026

Very Simple

Very easy to navigate. Easy to use. Reviewed on: 16th April 2026

Amazing, did the difference when you needed most

Amazing, did the difference when you needed most Reviewed on: 16th April 2026

Ability to afford and easy to pay back

Ability to afford and easy to pay back Reviewed on: 16th April 2026

Easy to use and opportunities to buy items and pay i...

Easy to use and opportunities to buy items and pay in 4 months without interest Reviewed on: 16th April 2026

Easy to use & manage within PayPal App.

Easy to use & manage within PayPal App. Best to set up a direct debit to avoid interest charges. Reviewed on: 16th April 2026

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