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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I love PayPal and use it quite a lot.

I love PayPal and use it quite a lot. Spreading the payments out with PayPal credit helps me get the things I want immediately. Reviewed on: 16th April 2026

Excellent company and credit card

Excellent company and credit card Reviewed on: 16th April 2026

Great service

Using PayPal regularly, it’s very convenient, reasonable terms and conditions. Reviewed on: 16th April 2026

I've been using it for many years.

I've been using it for many years. It's very helpful when I don't want to spend a large sum all at once and can pay it off gradually. I recommend it to everyone. Reviewed on: 16th April 2026

It's easy and safer to use and I recommend it to my...

It's easy and safer to use and I recommend it to my family friends Reviewed on: 16th April 2026

Pay Pal services review.

I have used various services on Pay Pal over last 2 years and have had excellent advice and help. Would recommend very highly . Reviewed on: 16th April 2026

Great idea on physical cards!

Now that PayPal offer the physical credit card it makes it easier to pay with PayPal in person. It's really helped me this year with the cost of living and affordable payments back. Reviewed on: 16th April 2026

Easy and flexible payment options and low interest.

Easy and flexible payment options and low interest. Can also pay interest-free in 3 instalments for larger purchases. Reviewed on: 16th April 2026

PayPal is very easy

I find PayPal very easy to use and navigate. It is my go to method of payment when the need arises Reviewed on: 16th April 2026

PayPal has helped me greatly.

PayPal has helped me have household items and other things that I would not be able to have as a single parent. Giving me options on how to pay has been great for my family, as for customer service I would not know as ive never needed to use it, but to me that is a bigger bonus from a company to deliver, not to need the service. Straightforward and simple. Reviewed on: 16th April 2026

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