Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,477 reviews, last reviewed 18th May 2026
2704000% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Confidence, ease and security PayPal makes it easy to make purchases and the confidence that it’s secure. It takes the worry away from scams etc Reviewed on: 18th May 2026
Ali J 's avatar
Ali J

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (109477)

I love PayPal Credit

5
This has made buying and paying back in instalments easy. They also increase my limit whenever needed. Reviewed on: 13th June 2022
Mary's avatar
Mary

Great

5
Easy to use, fair credit limits and makes life simple Reviewed on: 13th June 2022
BrittPf's avatar
BrittPf

Easier to pay

5
I think PayPal credit was easier to get and it is easier to use with almost any website . I don’t like saving credit card numbers in computer so PayPal is more easy as you can just pay with username and pwd Reviewed on: 13th June 2022
Jamshed's avatar
Jamshed

Highly Recommended

5
Everything is easy and safer. Great job. Reviewed on: 13th June 2022
Thuy Nguyen 's avatar
Thuy Nguyen

0% finance you can use again and again!

5
Fantastic service that is quick and easy to use for purchases over £99+. Offering 0% finance for 4 months helps spread the cost making gift / bigger purchases easier. Cannot fault the service - any issues can quickly be raised in the Message Centre with a prompt reply and resolution. Reviewed on: 13th June 2022
HAR's avatar
HAR

Pay your pals through PayPal

5
It’s so easy, good interest, and best of al 3 easy payments so quick and easy Reviewed on: 13th June 2022
Susan 's avatar
Susan

Very easy to use

5
I have been using PayPal credit for a long time.i never had any problem with them.very easy transaction everytime. Thank you PayPal credit Reviewed on: 13th June 2022
Mr Habib elnachef's avatar
Mr Habib elnachef

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill