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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Protected by PayPal .

5
I know that am protected always by PayPal from unscrupulous individuals and companies online. They tried but at the end I get back my money Reviewed on: 16th April 2026

PayPal credit a helpful tool

5
PayPal credit when you need it. Easy to use, repayment notification and can pay in anytime Reviewed on: 16th April 2026

It was great support for me.

5
It was great support for me. And customer service team also done an amazing job. Reviewed on: 16th April 2026

Transfers are fast and reliable, issues are quick to...

5
Transfers are fast and reliable, issues are quick to resolve Reviewed on: 16th April 2026

Easy to shop with shoulders high as there is money b...

5
Easy to shop with shoulders high as there is money back guarantee. No if and no but only what you want is what you get. Reviewed on: 16th April 2026

Simple and convenient to use.

5
Simple and convenient to use. The added layer Reviewed on: 16th April 2026

I find it easy to use if I buy something and pay pal...

5
I find it easy to use if I buy something and pay pal is an option then I go for that simple to do and no pressure paying back I normally pay over the minimum amount so its quicker to get the balance down Reviewed on: 16th April 2026

Very good

5
Easy to use and affordable crises rates Reviewed on: 16th April 2026

Fantastic way to pay your bill, great servic, and gr...

5
Fantastic way to pay your bill, great servic, and great deals. Reviewed on: 16th April 2026

Easy to use and reagreatsonable.

5
Easy to use and reasonable. Would introduce it to everyone. Reviewed on: 16th April 2026

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