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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Pay pal credit really helped me at christmas when mo...

Pay pal credit really helped me at christmas when money was tight to be able to still provide presents ect for my children Reviewed on: 16th April 2026

Smooth and easy stress free instant cash and ready t...

Smooth and easy stress free instant cash and ready to spend Reviewed on: 16th April 2026

I’ve used it mainly for larger purchases and the opt...

I’ve used it mainly for larger purchases and the option to spread the cost over a few months was very helpful. The 0% interest offer on eligible purchases gave me flexibility without extra charges, as long as payments were made on time. The repayments are easy to manage through my PayPal account, and I receive clear monthly statements so I can track what I owe Reviewed on: 16th April 2026

Paypal credit: A really useful option to have.

Paypal credit is a really useful option to have. I use it regularly to ease payment for holiday treats Reviewed on: 16th April 2026

Love PayPal easy to use very trustworthy

Love PayPal easy to use very trustworthy never had an issues with them Reviewed on: 16th April 2026

Always used PayPal it’s easy safe and I trust it lov...

Always used PayPal it’s easy safe and I trust it love it Reviewed on: 16th April 2026

I've ordered many things through PayPal & very happy

I've ordered many things through PayPal & very happy Reviewed on: 16th April 2026

I use PayPal credit whenever I need it for my online...

I use PayPal credit whenever I need it for my online shopping. Very helpful. Reviewed on: 16th April 2026

I prefer to pay whit PayPal ,it’s the best option.

I prefer to pay whit PayPal ,it’s the best option.Thank you Reviewed on: 16th April 2026

Always there when I need them most.

Always there when I need them most. Reviewed on: 16th April 2026

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