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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Idiot proof

I found it easy to use. Received regular updayes on usage & monies outstanding Reviewed on: 16th April 2026

Easy to use and keeps life simple and money safe.

Easy to set up and communicate with. Helps me with cash flow for my business easily. Reviewed on: 16th April 2026

Very happy with PayPal.

Very happy with PayPal. You can always count on it. No pressure for repayments.Good service Reviewed on: 16th April 2026

Credit very simple process and low rates

Credit very simple process and low rates Reviewed on: 16th April 2026

Excellent Service

PayPal is a trustworthy, reliable and efficient organisation with a superb website, first class Customer Service and a helpful “q & a” section which is always helpful and informative. Reviewed on: 16th April 2026

Very flexible with the 4 month interest free plan

Very flexible with the 4 month interest free plan Reviewed on: 16th April 2026

Easy to use .

Always there when I need it never lets me down easy to set up and use so easy. Reviewed on: 16th April 2026

Great and easy to use, especially PayPal credit

Great and easy to use, especially PayPal credit Reviewed on: 16th April 2026

Best experience I’ve had with using online money

Best experience I’ve had with using online money Reviewed on: 16th April 2026

Good service and great customer service

Good service and great customer service Reviewed on: 16th April 2026

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