Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Very good and reliable credit card

Very good and reliable credit card Reviewed on: 16th April 2026

Easy to use and navigate.

Easy to use and navigate. Very useful Reviewed on: 16th April 2026

Never have a problem with anything.

Never have a problem with anything. Reviewed on: 16th April 2026

I have no problem had one issue PayPal heped me...

I have no problem had one issue PayPal heped me out Reviewed on: 16th April 2026

It is great and very helpful to help me manage my mo...

It is great and very helpful to help me manage my money Reviewed on: 16th April 2026

Safe, Secure and reliable

Safe, Secure and reliable. Always there to help and not pushy Reviewed on: 16th April 2026

Mamahuhu

PayPal Credit is useful for spreading the cost of purchases and it is easy enough to use at checkout. That said, the terms are not always that clear and the overall experience feels a bit average rather than great. It does the job, but I would like better communication and a smoother customer experience. Reviewed on: 16th April 2026

Your service is excellent ham

Your service is excellent can always rely on PayPal to make sure you are always protected Reviewed on: 16th April 2026

Efficient and Relianbel

Good service with great offers and a very reliable company Reviewed on: 16th April 2026

Use it for over 2 years, all food, no problems...

Use it for over 2 years, all food, no problems at all Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub