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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Good positive experience never had any problems using.

4
Good positive experience never had any problems using. Reviewed on: 16th April 2026

There when needed

4
They've been very efficient. Your review is too short - you must write more before continuing. It's concise. Reviewed on: 16th April 2026

I’ve made an effort to pay my bills to PayPal within...

5
I’ve made an effort to pay my bills to PayPal within the given time. I since then have received a PayPal credit card which is most helpful Reviewed on: 16th April 2026

Its helps me to financially balance in my life

5
Its helps me to financially balance in my life Reviewed on: 16th April 2026

I have a great experience with PayPal so far

4
I have a great experience with PayPal so far Reviewed on: 16th April 2026

Happy PayPal customer.

5
I'm happy with PayPal and would recommend it to friends and family, I especially like the simplicity of using the app. Reviewed on: 16th April 2026

Used these services for many years, very convenient

5
Used these services for many years, very convenient Reviewed on: 16th April 2026

PayPal giving freedom to pay anywhere in world in di...

5
PayPal giving freedom to pay anywhere in world in different currencies. Reviewed on: 16th April 2026

From protection for purchase to great value finance...

5
From protection for purchase to great value finance options like pay in 3, PayPal is top of the pile of all accounts I use Reviewed on: 16th April 2026

Every work fine for me

5
Every work fine for me. I have never had an issue that has not been resolved since I used PayPal Reviewed on: 16th April 2026

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