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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Very good to me.

Very good to me. I've not had a problem. I i make a mistake they rectified it immediately for me. Reviewed on: 16th April 2026

It’s an excellent way to pay for things

It’s an excellent way to pay for things Reviewed on: 16th April 2026

Very easy to use

Very easy to use and accepted at most retailers. I really like the more expensive purchases at select retailers that give 0%Apr for up to 48 months Reviewed on: 16th April 2026

Great business

Great business for doing finance Reviewed on: 16th April 2026

PayPal is easy to use and a great platform for manag...

PayPal is easy to use and a great platform for managing payments Reviewed on: 16th April 2026

Good app Easy to use

I have always had good experiences using PayPal. It is also very user friendly Reviewed on: 16th April 2026

I am pleased with the experience

I had a great experience with paypal from start till now Reviewed on: 16th April 2026

Easy and safe to use

I Easily spread costs and pay off on time or in total with NO interest,… probably the only credit system I use as I feel safe and secure with purchases Reviewed on: 16th April 2026

Ok hsjdkkkej

Ok not to bad ³jjjjjjjjjjjjjjs jj Reviewed on: 16th April 2026

Easy to use and handy

Easy to use and is handy to help spread costs when needed on large purchases. Reviewed on: 16th April 2026

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