Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Secure and will always choose PayPal when paying onl...

Secure and will always choose PayPal when paying online - provides options to pay in 3 which is great for those larger purchases Reviewed on: 16th April 2026

I find it easier amd safer to use PayPal for my onl...

I find it easier amd safer to use PayPal for my online transactions, and also helpful at resolving any disputes I have had with sellers. Reviewed on: 16th April 2026

Excellent shopping experience

Excellent shopping experience when paying with PayPal on line website's Reviewed on: 16th April 2026

Always a pleasure to pay with PayPal

Always a pleasure to pay with PayPal Reviewed on: 16th April 2026

PayPal is a brand I trust.

PayPal is a brand I trust. I've never really had any issues with them and I feel if I ever do, they'd help me resolve it Reviewed on: 16th April 2026

Never had an issue, easy to use.

Never had an issue, easy to use. Reviewed on: 16th April 2026

Unbelievable service.

Unbelievable service.everything you would expect in one place and so easy to use .everything is just a tap away on the app Reviewed on: 16th April 2026

Need to update app it is not user friendly.

Need to update app it is not user friendly. Reviewed on: 16th April 2026

Great service very quick and efficient with buyer is...

Great service very quick and efficient with buyer issues and PayPal credit which I cannot fault 100% safe service , use PayPal all the time for peace of mind just sooo secure Reviewed on: 16th April 2026

Love it easy to use and easy paying system

Love it easy to use and easy paying system Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub