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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Safety first

Can always feel safe when using paypal as I know my purchases are backed up if something goes wrong. Reviewed on: 16th April 2026

It’s my first credit card!

It’s my first credit card! Really handy but also quite confusing Reviewed on: 16th April 2026

Helped me understand

Helped me understand more than just looking on website. Reviewed on: 16th April 2026

Helped me when struggle and its amaizing

Helped me when struggle and its amaizing Reviewed on: 16th April 2026

Easy to set up, with no fuss or difficult questions.

Easy to set up, with no fuss or difficult questions. Plenty of places to use, and great benefits. Reviewed on: 16th April 2026

Easy to use and great for my finances

It’s great for purchasing holidays and paying it back with no interest. I’ve been able to afford more trips since using PayPal. Reviewed on: 16th April 2026

Good customer service and easy yo use

Good customer service and easy yo use Reviewed on: 16th April 2026

A safe way to purchase anything online.

A safe way to purchase anything online. Any problems are handled quickly and PayPal gives you peace of mind. Reviewed on: 16th April 2026

Paying online with PayPal is easy

I enjoy paying online with my PayPal credit account as it easy to use and the interest-free monthly payment makes me like it more. Reviewed on: 16th April 2026

Easy to use facility for both online and in shop pur...

Easy to use facility for both online and in shop purchases allowing an interest fee period to pay. Makes managing finances easier. Reviewed on: 16th April 2026

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