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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I love PayPal credit option

I love PayPal credit option, helps to budget those larger purchases Reviewed on: 16th April 2026

Great service

Great, never had any issues when using PayPal services Reviewed on: 16th April 2026

When I got hacked PayPal helped me sort it out and r...

When I got hacked PayPal helped me sort it out and recover my losses Reviewed on: 16th April 2026

Like it!

Easy payment method and accessible 24/7. Reviewed on: 16th April 2026

Always had good results.

Always had good results. They resolved a dispute with a supplier quickly. Reviewed on: 16th April 2026

Easy to use app, no problems with credit limit

Easy to use app, no problems with credit limit Reviewed on: 16th April 2026

PayPal is very handy and reasonable.

PayPal is very handy and reasonable. It's good to have a little back up. Reviewed on: 16th April 2026

Have always given a great service.

Have always given a great service. Reviewed on: 16th April 2026

Perfect and easy

Its ideal for me plus its easy to use no going around in circles. And you no where you are on your spending. Reviewed on: 16th April 2026

Got a Pal in PayPal

No issues only had one retailer who was a bogus clone site and PayPal stopped the payment with immediate effect. Reviewed on: 16th April 2026

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