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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143210 reviews)

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4.73

Based on 143,210 reviews, last reviewed 20th Jun 2026

4247150% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Overall good experience. Overall good experience. One thing I don't like, is the fact that the interest charges are hidden inside the statement section and are quite high, com... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143210)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very useful to have

All of the services provided are useful, easy to understand and the service is friendly. The addition of a physical card for use in more places in daily life, is excellent. I would recommend PayPal to anyone. Reviewed on: 9th June 2026

Trust PayPal

Excellent range of secure services and options to purchase and pay. Have used the pay in three option, and debit card. I feel safe using PayPal when making online transactions. Reviewed on: 9th June 2026

So Easy to Use

The ease to access pay pal credit or pay in 3 is quick and very convenient. The new debit card is also a great idea. Reviewed on: 9th June 2026

PayPal credit is awesome and so easy to use.

PayPal credit is awesome and so easy to use. Their app is simple and how they’ve moved to a credit card is really neat. I have never had an issue and they’ve even helped me when I was a victim of fraud. Reviewed on: 9th June 2026

Silky PayPal

I have never had a problem with PayPal, every transaction as been as smooth as silk Reviewed on: 9th June 2026

Pay in 3

Pay in 3 is really good. You can buy over 3 months with no hassle. Reviewed on: 9th June 2026

App easy to use.

App easy to use. Excellent customer service. Reviewed on: 9th June 2026

Happy very very happy with pay PayPal

Happy very very happy with pay PayPal Reviewed on: 9th June 2026

Quick, easy with plenty of payment options

Quick and easy to use with a great variety of payment options Reviewed on: 9th June 2026

Very easy to use and no issues.

Very easy to use and no issues. Grievances process is very straightforward Reviewed on: 9th June 2026

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