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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Reliable service gives peace of mind.

Reliable service gives peace of mind. Reviewed on: 16th April 2026

Reliable, Simple, and Trustworthy

I’ve been using PayPal for years and it remains one of the most reliable payment platforms available. Sending and receiving money is straightforward, and the app is clean and easy to navigate. I particularly appreciate the buyer protection feature, which gives real peace of mind when shopping online. Transactions are processed quickly, and customer support has always been responsive when I needed help. Whether I’m paying for services, splitting costs with friends, or shopping internationally, PayPal handles everything smoothly. Highly recommended. Reviewed on: 16th April 2026

Positive things in my life by Paypal

Very easy to use, convenient and have made my life so much easier Reviewed on: 16th April 2026

Variety of retailers where I can use PayPal and ease...

Variety of retailers where I can use PayPal and ease of app Reviewed on: 16th April 2026

PayPal can be trusted

PayPal are easily accessible. If ever I have had a suspicious transaction they have always been calm and reassuring and have sorted the problem immediately refunding me if needed. I also use PayPal credit which is so easy and useful as is pay in 3 Reviewed on: 16th April 2026

I enjoy using PayPal.

I've enjoyed using PayPal. It is my go to always. Especially their 0% in 4months. Reviewed on: 16th April 2026

The process was so easy to understand and access was...

The process was so easy to understand and access was great Reviewed on: 16th April 2026

Its always a pleasure to use paypal safe checkouts m...

Its always a pleasure to use paypal safe checkouts means peace of mind Reviewed on: 16th April 2026

Its great

Its great good Paypal credit interest not too high Reviewed on: 16th April 2026

Easy to use, quick and an overall good experience

Easy to use, quick and an overall good experience Reviewed on: 16th April 2026

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