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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

This is by far the best way to finance small purchas...

This is by far the best way to finance small purchases over a period of time, and you have tge choice of how long that period is. Reviewed on: 16th April 2026

Always there with offers.

Always there with offers. Give you alerts to remind you when payments are due. Very good at supporting you when things go wrong. Reviewed on: 16th April 2026

Helpline

I have always found the helpline to be a very good experience Reviewed on: 16th April 2026

Have used PayPal for years

Have used PayPal for years for many different reasons, easy to use, easy to log in etc and has the safety element for reassurance Reviewed on: 16th April 2026

It's so easy to use the app.

It's so easy to use the app.every thing is explain so easy to understand.i had to speak to customer service they were so helpful and polite.i now only use PayPal when I shop Reviewed on: 16th April 2026

All good things.

All good I haven't any bad things to say they are good at keeping me updated about parcels arriving etc. Reviewed on: 16th April 2026

I love the fact that you speak to a human being who...

I love the fact that you speak to a human being who is not reading scripts. Reviewed on: 16th April 2026

PayPal credit is flexible and repayments are simple!

PayPal credit is flexible and repayments are simple! It’s accepted on nearly all websites. It’s easy to keep track of your credit from the app to stay on top of repayments Reviewed on: 16th April 2026

Great service, especially if things go wrong.

Great service, especially if things go wrong. Reviewed on: 16th April 2026

I like everythink about paypal the service and secur...

I like everythink about paypal the service and security Reviewed on: 16th April 2026

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