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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I think paypal an exellent way for everyday useage

I think paypal an exellent way for everyday useage Reviewed on: 16th April 2026

Love PayPal credit so easy I can log in see what I o...

Love PayPal credit so easy I can log in see what I owe make easy payments. Contactless payments easy online payments easy .. what more can I say! Reviewed on: 16th April 2026

Helps with maintaining a healthy balance between you...

Helps with maintaining a healthy balance between your money and lifestyle Reviewed on: 16th April 2026

It’s so good I got best credit limit and it’s allows...

It’s so good I got best credit limit and it’s allows me to do shopping Reviewed on: 16th April 2026

PayPal is the best service

PayPal gives an excellent service, and if there are any queries or problems they are resolved quickly and efficiently. I love and continue to use PayPal. Reviewed on: 16th April 2026

Seemless check out and very easy to navigate app, ab...

Seemless check out and very easy to navigate app, ability to access pay instalments and credits at check out makes it so easy fall in love with the paypal Reviewed on: 16th April 2026

A great experience, the service is awesome!

A great experience, the service is awesome! Reviewed on: 16th April 2026

PayPal are one of the best ways of paying or receivi...

PayPal are one of the best ways of paying or receiving goods online, they offer a level of security not seen by many other ways of paying for your goods online or in person. I use PayPal for making the vast majority of my transactions online and would highly recommend them to anyone looking for a way of making secure online purchases. Reviewed on: 16th April 2026

PayPal Pays

Great overall service, especially good to split payments up with PayPal pay in three or PayPal pay later. Reviewed on: 16th April 2026

I had a problem with a subscription that I didn’t re...

I had a problem with a subscription that I didn’t really use at all. They took the money straight out of my account after a year. I tried to cancel it. I reached out to PayPal and PayPal got my money back now if that isn’t satisfaction I don’t know what is. Reviewed on: 16th April 2026

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