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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Smooth and easy transition, fast and not stressful

Smooth and easy transition, fast and not stressful Reviewed on: 16th April 2026

The easy and seamless option for me, particularly fo...

The easy and seamless option for me, particularly for online purchases. There's also the availability for in-store purchases as well which gives me more confidence as well that I can get the things I want to. Reviewed on: 16th April 2026

Fantastic service .

Fantastic service .recommended ,very good web Reviewed on: 16th April 2026

Always feel safe a nd secure paying through PayPal.

Always feel safe a nd secure paying through PayPal. Safe and secure and protected. Reviewed on: 16th April 2026

Never have a problem, always helpful when you teleph...

Never have a problem, always helpful when you telephone Reviewed on: 16th April 2026

Overall best service.

Have been using PayPal for a few years now and it has been a great service with 0% interest offers with many retail shops. Reviewed on: 16th April 2026

Reliable, user friendly payment process

I have never had an issue with using PayPal so far and I have been using them for years. Reviewed on: 16th April 2026

Every time I use PayPal I don't have any problems.

Every time I use PayPal I don't have any problems. Reviewed on: 16th April 2026

Paypal makes buying super straightforward.

Paypal makes buying super straightforward. Would recommend them to anyone who wants to buy online with security and peace of mind. Reviewed on: 16th April 2026

Always easy to use and I never have to worry when pa...

Always easy to use and I never have to worry when paying online Reviewed on: 16th April 2026

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