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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy too use, does what it says on the tin

Easy too use, does what it says on the tin Reviewed on: 16th April 2026

Best of the Best

I’ve been with PayPal for ages and they have gone from strength to strength they offer something for everyone whether it’s cashback on your purchases or monthly repayment plans and they are always on hand if you have a question or you need help with a query. Reviewed on: 16th April 2026

I can always rely on last minute or imminent need to...

I can always rely on last minute or imminent need to purchase goods for my business on the PayPal Credit. Reviewed on: 16th April 2026

PayPal review

I love the interest free offer for 4 months when spending over £100. The app is easy to use and has brilliant rewards Reviewed on: 16th April 2026

Amazing service, always a helping hand

Amazing service, always a helping hand Reviewed on: 16th April 2026

Helpful costumer service

When i rang costumer service the were really helpful and assisted me throughout, polite and professional. Reviewed on: 16th April 2026

Simplicity

PayPal makes everything very easy. Reviewed on: 16th April 2026

5 star treatment

Never had any problems and I think that says it all Reviewed on: 16th April 2026

Easy to use, very useful for larger purchases, able...

Easy to use, very useful for larger purchases, able to spread the cost. Especially convenient with the card Reviewed on: 16th April 2026

Easy and great , spend when you need it and pay when...

Easy and great , spend when you need it and pay when you can. Reviewed on: 16th April 2026

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