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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Used initially because of ebay but now find useful

Used initially because of ebay but now find useful instead of using Credit Card Reviewed on: 16th April 2026

Quick easy to navigate, excellent service

Quick easy to navigate, excellent service Reviewed on: 16th April 2026

Easy service to use, easy app interface

Easy service to use, easy app interface Reviewed on: 16th April 2026

Amazing experience with paypal never had an issue

Amazing experience with paypal never had an issue Reviewed on: 16th April 2026

An absolute lifesaver!

I find PayPal credit extremely useful to spread larger purchases over a few months, safely without paying interest on the amount. Reviewed on: 16th April 2026

Very good service as always, satisfied.

Very good service as always, satisfied. Reviewed on: 16th April 2026

safe and trustworthy

Paypal gives a lot of reassurance as they act swiftly for any questionable transactions Reviewed on: 16th April 2026

Refund me quickly if I ever have returns.

Refund me quickly if I ever have returns. Reviewed on: 16th April 2026

Easy, fast amd safe.

Easy, fast amd safe.It's a one of the best safe way for online and not only shopping Reviewed on: 16th April 2026

Co-Pilot Wrote This For Me

PayPal is a solid payment platform that gets the job done, but it’s not without its frustrations. On the positive side, it’s widely accepted, easy to set up, and convenient for quick online purchases. The interface is straightforward, and features like buyer protection offer some peace of mind when dealing with unfamiliar sellers. That said, the experience isn’t always smooth. Customer support can feel slow or unhelpful, especially when dealing with account holds or disputes. Fees also add up quickly—particularly for small businesses or anyone receiving international payments. It works, but it doesn’t always feel seamless or transparent. Overall, PayPal is a decent option if you want a familiar, widely supported payment method, but it’s not perfect. There are moments when it feels reliable and moments when it feels like it’s getting in its own way Reviewed on: 16th April 2026

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