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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

All Good.

All Good. No Problems. Great costomer service. Very helpfull Reviewed on: 16th April 2026

PayPal Credit: A genuinely useful financial tool

I've been using PayPal Credit for a while now and honestly it's one of those things I didn't realise I needed until I had it. The application process was quick and straightforward, and it integrated seamlessly with my existing PayPal account. There are no extra apps or logins to juggle. The 0% interest offer on purchases over a certain amount is a brilliant feature. It gives you real breathing room to spread the cost of bigger purchases without getting stung by interest, as long as you keep on top of repayments, which the app makes easy to track. What I really appreciate is the flexibility. Whether it's an unexpected expense or something I've been planning, having PayPal Credit available means I'm not caught short. Managing the account is simple; repayments are clear, statements are easy to read, and everything is accessible in one place through the PayPal app. No fuss, no confusion. Overall, PayPal Credit has been a really positive experience. It's a smart, flexible option for anyone who wants a bit of financial breathing space without the complications of a traditional credit card. Would highly recommend. Reviewed on: 16th April 2026

Handy app for transactions Accepted in most online...

Handy app for transactions Accepted in most online store's Reviewed on: 16th April 2026

JusSimply the best.

Just the ease with which PayPal work , seamless. Reviewed on: 16th April 2026

Very good customer service and helpful no complaints...

Very good customer service and helpful no complaints about it. Reviewed on: 16th April 2026

App easy to use any problems sorted with a quick ph...

App easy to use any problems sorted with a quick phone call Reviewed on: 16th April 2026

PayPal is reliable and very easy to use.

PayPal is reliable and very easy to use. Offers 0% credit too which helps spreading the costs. Reviewed on: 16th April 2026

A great and easy site to navigate

A great and easy site to navigate Reviewed on: 16th April 2026

everything is easy to navigate and the added extra p...

everything is easy to navigate and the added extra piece of mind Reviewed on: 16th April 2026

PayPal is really easy to use and at the same time gi...

PayPal is really easy to use and at the same time gives you lots of options to send your money smartly Reviewed on: 16th April 2026

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