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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal has a personal touch

Paying through PayPal is always straightforward, but what really stands out is the human side behind it. Their customer service agents are consistently patient, kind, and genuinely focused on helping—turning what could be a frustrating issue into a calm, reassuring experience. It’s rare to feel truly supported these days, but with PayPal, you’re not just another query—you’re treated with care, respect, and real understanding. Reviewed on: 16th April 2026

Always reliable and great customer service

Always reliable and great customer service Reviewed on: 16th April 2026

I find the Paypal exprerience safe and convenient

I find the Paypal exprerience really helpful and convienient. I also think it's a safe and secure way to pay for products. Reviewed on: 16th April 2026

Using PayPal since 2014 and very convenient for onli...

Using PayPal since 2014 and very convenient for online purchases. I feel double protected by PayPal and my bank account Reviewed on: 16th April 2026

Really easy to make payments with the PayPal debit c...

Really easy to make payments with the PayPal debit card and I can also track my purchases. Reviewed on: 16th April 2026

Simple and easy to setup.

Simple and easy to setup and use. And really easy to work out best way for repayment. Reviewed on: 16th April 2026

Safe & Easy to Use. No paperwork All online.

Easy to use and safe way of handling my money/paying bills. PayPal have always retrieved money when a scam or a subscription take money from your account unlawfully. Thank you. Reviewed on: 16th April 2026

It’s ok It’s ok it’s ok

It’s ok it’s ok It’s ok it’s ok It’s ok it’s ok Reviewed on: 16th April 2026

Never a problem when paying or shopping through them

Never a problem when paying or shopping through them Reviewed on: 16th April 2026

Great service from Paypal, always helping

Great service from Paypal, always helping Reviewed on: 16th April 2026

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