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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Flexible, easy to use

I really like PayPal Credit – it’s flexible, easy to use, and very convenient. It makes managing payments simple and stress-free Reviewed on: 16th April 2026

Great to have a safe , guaranteed payment especially...

Great to have a safe , guaranteed payment especially for online transactions Reviewed on: 16th April 2026

Excellent customer service, always so very helpful a...

Excellent customer service, always so very helpful and excellent problem solving Reviewed on: 16th April 2026

Very easy to use had no problems

Very easy to use had no problems Reviewed on: 16th April 2026

The Best Range of Options on PayPal

I have been using PayPal now for over a year, and it gives you more range in buy items with different repayment method, like 3 monthly pay option, credit option over long time to pay and straightforward debit payment. Reviewed on: 16th April 2026

Very flexible payment options.

Very flexible payment options. Excellent rewards program Reviewed on: 16th April 2026

Very quickly and efficiently sorted

Very quickly and efficiently sorted Reviewed on: 16th April 2026

my number one for purchases

Quick, easy, and reliable and great value. Great products and customer service fantastic. Reviewed on: 16th April 2026

It’s handy to have but can’t be used in all...

It’s handy to have but can’t be used in all shops Reviewed on: 16th April 2026

Excellent repayment schemes.

Excellent repayment schemes. Great value for money. Makes buying goods etc more convenient and manageable Reviewed on: 16th April 2026

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