Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Everything is at hand easy to use

Everything is at hand easy to use Reviewed on: 16th April 2026

I have never been let down by PayPal and it’s helped...

I have never been let down by PayPal and it’s helped me out of many situations, Reviewed on: 16th April 2026

impossible to geta card

Trying to get psycle card is impossible time out to quickly and chat is useless perfer to talk Reviewed on: 16th April 2026

1st choice, Safe and secure online payment.

Safe and secure online payments that support my family and lifestyle. Reviewed on: 16th April 2026

Excellent way to manage my spending!

Excellent way to manage my spending! Easy and convenient Reviewed on: 16th April 2026

Best online facilitator of payments

Most of the time you think that you don't need a trusted go-between when transacting online. But when the brown stuff hits the fan you are more often than not on the receiving end of a financial hiding, and you regret not using the number 1 payments facilitator online. And it costs you nothing but a little bit of admin. Reviewed on: 16th April 2026

I’ve had a very positive experience using PayPal.

I’ve had a very positive experience using PayPal. The platform makes sending and receiving money incredibly simple, even for someone who isn’t very tech-savvy. The interface is clean and easy to navigate, which makes transactions quick and stress-free. One of the things I appreciate most is the level of security PayPal provides. It gives me peace of mind knowing my financial information is protected, especially when shopping online or making payments to people I don’t know personally. The speed of transactions is another big advantage—payments are usually processed almost instantly. I also like how widely accepted PayPal is across different websites and services, making it a convenient all-in-one solution for online payments. Overall, PayPal offers a reliable, user-friendly, and secure service that makes managing money online effortless. I would definitely recommend it to anyone looking for a simple and trustworthy payment platform. Reviewed on: 16th April 2026

I recommend PayPal to everyone, they are great

I recommend PayPal to everyone, they are great Reviewed on: 16th April 2026

5 stars customer service

I feel safe and secure when I use PayPal transactions Reviewed on: 16th April 2026

Safe and secure

It's a very good way to buy without interest and have short term payments. You can always pay off early without any charges for early repayment. I have used PayPal credit for a while it's safe and secure. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub