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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Spread the cost of buying...

I've used PayPal credit to spread the cost of buying goods online Reviewed on: 16th April 2026

Great company PayPal

I have used PayPal credit now for a number of years with a piece of mind. I was so happy when the card came available. I like the service and above all its a great company which you can trust with great rates and great services. I like using PayPal Credit the most and its my number one choice.from all the credit providers. Keep up the Good Work. Reviewed on: 16th April 2026

Neutral in this time

Now I am neutral about PayPal but after 6 months I can judge better compared to this time Reviewed on: 16th April 2026

very helpful , easy to use , safe

very helpful , easy to use , safe Reviewed on: 16th April 2026

I feel so confident using PayPal because I’m safe in...

I feel so confident using PayPal because I’m safe in the knowledge that any issue with a merchant will be resolved by PayPal. Reviewed on: 16th April 2026

Protective way to pay

I have used PayPal for years, whenever I buy I pay with PayPal , pay in 3 , PayPal Credit gives you more time to pay if buying larger items. Thanks most items are protected & Paypal help you if you have a problem, to get your money back. Reviewed on: 16th April 2026

Easy to use and reasonable terms

Easy to use and reasonable terms Reviewed on: 16th April 2026

Good and easy application access

Good and easy application access Reviewed on: 16th April 2026

Paypal always helpful

Will always listen and try to help or give advice Reviewed on: 16th April 2026

Quick and easy information on statements easy to nav...

Quick and easy information on statements easy to navigate and read, Reviewed on: 16th April 2026

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