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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy and convenient to use

I’ve had a good experience using PayPal Credit. It’s easy to use, especially for spreading the cost of purchases. The process is straightforward and payments are simple to manage through the app. I like the flexibility it gives me when I need it. Reviewed on: 16th April 2026

This is the first credit line I’ve opened as I’m qui...

This is the first credit line I’ve opened as I’m quite young . PayPal have been brilliant and have explained everything to make sure I’m keeping up with my credit. Reviewed on: 16th April 2026

Useful for great payments, etc.

Useful for great payments, etc. etc. etc. Reviewed on: 16th April 2026

fast delivery and a good solution

fast delivery and a good solution Reviewed on: 16th April 2026

Good service overall simple and easy

Good service overall simple and easy Reviewed on: 16th April 2026

Hands On

Very helpful na they’ve listened to me with difficult with transactions Reviewed on: 16th April 2026

Assisted when l needed help with my finances

Assisted when l needed help with my finances Reviewed on: 16th April 2026

Pay in 3 my favourite.

Pay in 3 my favourite. All features good and easy to use. Reviewed on: 16th April 2026

Generally easy to use

PayPal is generally easy to use and provides good options for payments. I would like to see it easier to change details though as I have changed my name my deedpoll but cannot select this to change my name legally. Reviewed on: 16th April 2026

Just works.

Just works. They offer a wide range of services including credit and 0% installements. Were quick to answer my query last year. Reviewed on: 16th April 2026

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