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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Best payment system and low interest rate

Best payment system and low interest rate Reviewed on: 16th April 2026

Flexible payment options.

It’s a great facility that enables multiple payment option and financial flexibility. Reviewed on: 16th April 2026

I GOT. RIPPED OFF

i bought a vacuum cleaner and didn't receive it I told Paypal about it and it was a waist of time they believed the seller and i lost £30 odd pounds and I don't trust PayPal anymore Reviewed on: 16th April 2026

It's all been wonderful

Since I started using PayPal never been worried about anything, customer Care to services render, platform easy to use . Reviewed on: 16th April 2026

I experienced nexpected payment confused about pay...

I experienced unexpected payment confused about pay in 3 or pay later type things Reviewed on: 16th April 2026

Generally speaking they are very safe to use,I find...

Generally speaking they are very safe to use,I find they give me peace of mind when I need to make online purchases because I know they would help sort out any problems if they arise Reviewed on: 16th April 2026

I always use PayPal when I buy online.

I always use PayPal when I buy online. I feel a lot safer using this method of payment plus having several accounts linked to it, paying is some much easier Reviewed on: 16th April 2026

PayPal credit works well

PayPal credit offers an easy and flexible way to purchase larger value items you wish to buy by spreading the cost over a short period of time. Reviewed on: 16th April 2026

Safe banking...

I use PayPal for all my online transactions as I know my money is safe. Should whoever decide to scam me , PayPal always has my back. So I know my money is safe. Reviewed on: 16th April 2026

I use it a lot.

I use it a lot., safer for buyng goods and money transfer Reviewed on: 16th April 2026

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