Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

It is good to pay online.

It is good to pay online. Iam using from a while and also good for international paymen. Reviewed on: 16th April 2026

If ever I’ve needed help it’s always been swift and...

If ever I’ve needed help it’s always been swift and helpful Reviewed on: 16th April 2026

I feel secure using PayPal to pay for products.

I feel secure using PayPal to pay for products. Reviewed on: 16th April 2026

I am a fan of PayPal Credit.

I am a fan of PayPal Credit. It’s easy to use and allows me sufficient time to purchase and payback large items without paying interest. The PayPal credit card is a good addition to make it easier to use when PayPal isn’t a payment option with a retailer. I would recommend for people that payback their credit before interest is due. Reviewed on: 16th April 2026

Been with PayPal for quite a few years and only ever...

Been with PayPal for quite a few years and only ever had good experiences, excellent customer service and rapid resolution when there have been problems with 3rd-party merchants Reviewed on: 16th April 2026

Good rate and promotional offer giving enough time t...

Good rate and promotional offer giving enough time to pay back Reviewed on: 16th April 2026

Great service

PayPal is great and efficient always quick and efficient Reviewed on: 16th April 2026

Reliable and Efficient

I enjoy using PayPal for its ease of payment and overall convenience. Transactions are quick and straightforward and appreciate how they always step in and help resolve issues with merchants when needed. I do wish all merchant offered PayPal as a payment option. It’s a service I find dependable and easy to use. Reviewed on: 16th April 2026

wonderful and helpful staff are excellent

wonderful and helpful staff are excellent Reviewed on: 16th April 2026

Paypal Credit. Quick, Efficient. Affordable

Paypal credit is so quick and easy to set up and use. Communication is excellent and I always know what i owe and when I have to pay. Fabulous for short term large payouts. When the cost of my weightloss medication almost doubled paypal credit helped me to be able to stay on track and afford it. I recommend it to all of my family and friends. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub