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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Very handy, great protection, lots of notifications

5
Very handy, great protection, lots of notifications Reviewed on: 16th April 2026

Great experience.

5
Great experience.Always there when you really need it. Reviewed on: 16th April 2026

Love how easy to use it is.

4
Love how easy to use it is. I would like it to be more widely accepted online Reviewed on: 16th April 2026

Paypal helps me manage my business

5
Paypal helps me manage my business by providing financing available just a click away. I do large shopping list of materials when i got to new project and thanks to Paypal Credit i can focus on my tasks not thinking much about how to afford to buy what i need to complete. I have very convenient amount of time to pay it off in 3 monthly installments when i'm ready. Reviewed on: 16th April 2026

I find PayPal very convenient and easy to use which...

5
I find PayPal very convenient and easy to use which allows me to spread the costs of things that i wantand desire. Flexible and clear guide to spending money. Reviewed on: 16th April 2026

Easy to use service, feels like a safe way to...

5
Easy to use service, feels like a safe way to pay Reviewed on: 16th April 2026

The app very helpful and easy to use.

5
The app very helpful and easy to use. Reviewed on: 16th April 2026

App great for my circs

5
The App provides me with all the info I need to manage my spending. Notifications are timely. Reviewed on: 16th April 2026

I have had a brilliant experience with pay pal it is...

5
I have had a brilliant experience with pay pal it is easy understand lam a senior person i was not brought up with technology so if I can navigate this i think most people could. Reviewed on: 16th April 2026

Fantastic service what more can you say,thanks again

5
Fantastic service what more can you say,thanks again Reviewed on: 16th April 2026

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