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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I have had a good experience with PayPal since openi...

I have had a good experience with PayPal since opening Paypal account. They have responded professionally with any concerns I have had which is very minimal. They keep me updated with any changes. I feel very secure with no worries that my account is safe. I would recommend anyone to PayPal. Reviewed on: 16th April 2026

Paypal credit stand alone in the credit card market

What PayPal credit offers no other credit card company offers 4 months 0 interest on any purchase above £100. The customer service is top notch especially when comparing them to other banks. The only small issue I have with PayPal credit is that they can take a bit long with dealing with disputes, I don't believe a dispute should take two months to decide. But in the grand scheme that is a small time to wait. Reviewed on: 16th April 2026

Easy to use good communication

Easy to use good communication, no pressure, very happy, Reviewed on: 16th April 2026

Easy to keep on top of payments and qualit app

Easy to keep on top of payments and qualit app Reviewed on: 16th April 2026

Excellent customer support and good service

It’s happened a few times to have unwanted payments by some different reason and I immediately contacted the customer service and they were able to help me with the issue. Reviewed on: 16th April 2026

I trust them

They have a very good app they explain things well good customer service Reviewed on: 16th April 2026

pay for tickets using paypal

Tried to pay for tickets using paypal it took the payment 3 times and i didnt get the tickets was worried wasnt going to get money back but eventually i did . Reviewed on: 16th April 2026

Feel very secure using PayPal for a range of transac...

Feel very secure using PayPal for a range of transactions. Love the pay in 3 to save outlay until you’re sure you want to buy. Haven’t used the credit terms or joined the rewards yet but am planning to. Great service Reviewed on: 16th April 2026

Excellent simple and easy to use

Everything is easy, instant payment for good at checkout, plenty of time for payment with pay later, settlement of balance is very straightforward. Excellent Reviewed on: 16th April 2026

Brilliant.

PayPal is more convenient and here to help if a problem acures. Reviewed on: 16th April 2026

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