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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Transactions have always been carried out without fuss.

Transactions have always been carried out without fuss and promptly. Any problems I have had have been resolved swiftly. Reviewed on: 16th April 2026

It has been good so far.

It has been good so far. Excellent service Reviewed on: 16th April 2026

It's great for holidays to pay for Airbnb if it gets...

It's great for holidays to pay for Airbnb if it gets cancelled all is OK pappal will sort it. . Or you buy something from a foreign site pay with PayPal takes all the risk out of working with new sites on the Web. Reviewed on: 16th April 2026

Easy to use, great customer service

Easy to use, great customer service Reviewed on: 16th April 2026

Totally trustworthy excellent service

Totally trustworthy excellent service Reviewed on: 16th April 2026

I love PayPalll credit because it does allow me to s...

I love PayPalll credit because it does allow me to spread my payments in a flexible way fitting my monthly budgets Reviewed on: 16th April 2026

Easy to use

Easy to use, very clear to see credit plans. Reviewed on: 16th April 2026

Every thing is easy they do everything for you great...

Every thing is easy they do everything for you great Reviewed on: 16th April 2026

Have used for over 15 years.

Have used for over 15 years. Never had a problem. Reviewed on: 16th April 2026

Never had any issues with PayPal credit and it’s a f...

Never had any issues with PayPal credit and it’s a fantastic option for me to have a little flexibility in my payments to help me budget better Reviewed on: 16th April 2026

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